There is no difference between a DBA and Fictitious Business Name. The terms are interchangeable.
No. a DBA is only needed if you are doing business under a name that is different than what is set forth on the Articles of Incorporation/Organization. This includes variations on the name.
A DBA is not typically required if you are doing business under your individual name. However, most banks will not allow you to open a business account without a DBA. A DBA is necessary if you are doing business under a different name. For example, if you do not have a corporation or LLC, and wanted to do business using the name, “Joe’s Computer Repair,” a DBA would be in order. This will not, however, provide you with any liability protection.
No. DBAs do not afford any liability protection. If you are interested in protecting your assets, in connection with your business venture, you should consider forming a corporation or LLC.
Yes. Registering a DBA does not provide you with the exclusive rights to the name. Somebody else would be able to register the same name in a different county, or as a Corporation or LLC. If you are looking to obtain full and exclusive rights to use a name, you should consider registering a federal trademark.
Publication requirements vary from state to state. When publication is required, the DBA statement must be published in a specific newspaper, once per week, for one month.